What To Expect When Consulting With A Lawyer
Some of the most difficult times of your life will arise out of time spent in court. Make things easier on yourself by choosing someone to represent you that can make a strong case in your defense. Read this article to choose the right lawyer for any situation you may find yourself in.
You need to know what your legal budget is before you hire a lawyer. You have to include in this the time spent away from work, if you don't get paid for it, to ensure you have enough to pay your bills. Include travel costs, phone bills and other expenses which might come along.
Make sure you understand the costs associated with a particular lawyer ahead of time. Before you even begin the process of seeking someone out, you need to think about what you can afford. As you call different lawyers, discuss fees and the payment schedule. Do not be surprised later on!
Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.
It is important that the lawyer you hire is one who is experienced on the field you need help with. For instance, if you need a lawyer for a divorce, it would not be wise to hire a lawyer specializing in taxes. When you hire a lawyer familiar with the problem, you need help with, you have a better chance of positive results.
A good tip to remember when working with a lawyer is to try and get as much done in possible in one meeting. You're going to pay a lot more to schedule different meetings to discuss multiple things. Going over several topics in one meeting can save you a lot of money.
A good tip to keep in mind if you're going to be working with a lawyer soon is to do everything you can to educate yourself about your case and the legal process. By having more knowledge about your case, you'll be able to ask your lawyer all the right questions.
Use the Internet prior to choosing an attorney. Not only can you find attorney listings and backgrounds, but you can find a lot of legal help. Legal-focused forums exist that can give you background information about your matter and guide you to the right specialists. Simple legal matters, like making a will, can sometimes also be handled through legal websites.
If you feel like your lawyer is not being up front with you about all of the fees involved, do not think twice about hiring someone else. Usually when lawyers are shifty about financial details it means that they have something to hide. Make it easier on yourself and ask this question right away.
When meeting with a prospective attorney, ask him or her who you will primarily be talking to about your case. In some situations, lawyers give part of their caseload to a junior associate. If you feel you really connect with a certain attorney, suddenly finding out you will be working with another person may be quite upsetting. These feelings could be exacerbated if you don't get along with the other person, too.
When choosing a lawyer, remember that you are choosing a lawyer. This may sound like common sense, but many try to choose their lawyer based on if they are friendly and warm. This is a mistake. A good lawyer doesn't need to have the same qualities that you'd want in a friend. You need a professional who will treat you professionally. Remember that this is nothing more or less than another business relationship.
If you are concerned about your finances, investigate legal aid. Find a legal aid office, and ask about lawyers who will work pro bono. These lawyers volunteer some of their time to help the public. Try to locate an office that specializes in legal aid in your white pages.
You really need to understand what you are paying for when you hire a lawyer. These fees can be complicated. You need to make sure you have all these fees in writing up front and that you understand how they are calculated. If you do not, they are required to explain them to you until you do.
You should now be more knowledgeable about how to locate a good lawyer for your case. Use the information from this article to help you find a reputable lawyer that will work hard for you and your case. This decision is extremely important so you'll be happy to have found get more info this information.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."